Improper Debt Collection Practices
The Fair Debt Collection Practices Act (FDCPA) is intended to prevent abusive debt collection practices and provide consumers with a method for disputing or determining the accuracy of a debt. Debt collectors will often attempt to collect debts that have already been paid or discharged through bankruptcy. If the communications from a debt collector become harassing or threatening, you may have claims for improper debt collection practices.
Improper debt collection practices include the following:
trying to collect a debt that was paid or discharged
trying to collect from an individual that does not owe the debt
threatening to take illegal action
making false statements or misrepresentations
failing to disclose information about the debt or verify the debt
improperly sharing information
If you believe you have been subject to improper debt collection practices, get in contact with one of our attorneys to discuss your rights.